Bank Timing:
10:00am to 4:00pm (Mon-Sat)
Note: All Banks remain close on Second and Fourth Saturday of every month.
Bank Timings10:00am to 4:00pm (Mon-Sat)
Note: All Banks remain close on Second and Fourth Saturday of every month.
2025
Note: Darussalam Bank never ask for confidential information such as ATM card details, PIN, OTP, Aadhaar details etc. Please do not share personal info.
Overdraft Against Gold Ornaments
Overdraft Against Gold Ornaments
An overdraft account against pledge of 22 carat gold ornaments. Lending against gold / silver bullion is prohibited. There is provision for release of the ornaments & re-deposit of the ornaments without any restrictions.
Special features of the scheme
Safety of the ornaments – Under custody of the Bank.
Liquidity of the gold is ensured – by sanctioning an overdrafts under pledge of ornaments.
Availability of the ornaments for use at any time – there is provision for release of the ornaments & re-deposit of the ornaments without any restrictions.
Target group : Individuals, Partnership & Proprietary Firms.
Type of facility : Overdraft against pledge of 22 carat gold ornaments
Loan limits : As per Gold appraisal report.
Security : Pledge of 22 carat Gold Ornaments
Rate per gram : as fixed by H.O from time to time
You may contact our nearest branch for more details.
Head Office
# 5-6-955, Darussalam Road, Aghapura
(I/S premises of Deccan engineering College)
Hyderabad, Telangana State 500001 INDIA.
+91 40 2480 5176
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