Bank Timing:
10:00am to 4:00pm (Mon-Sat)

Note: All Banks remain close on Second and Fourth Saturday of every month.

2025

Home About Us Branch Locations ATM Locations Contact Us

Download Darussalam Bank IMPS Mobile Application

Notifications

Covid19 Pandemic Bank Timing Smart Phone with Access to the Internet? Know Your Customer How To Lodge Your Complaints at the Bank Exercise Credit Discipline Safety Instruction to Use ATM Card

Updates

Application for Resolution under Resolution Framework-2.0(For Existing Loans to MSMEs) Application for Resolution under Resolution Framework-2.0 (For Existing Individual Loans for business purposes & Small Business Loans (other than MSME)) Download Sarvatra Card Safe for ATM PIN reset / Amount Reset Benefits of RuPay Debit EMV Chip Card Customers can receive online funds in their accounts

Note: Darussalam Bank never ask for confidential information such as ATM card details, PIN, OTP, Aadhaar details etc. Please do not share personal info.

Home » Corporate Banking » Cash Credits » Mortgage (Hypothecation of Stock)

Mortgage (Hypothecation of Stock)

Cash Credit Facilities

A cash credit is a drawing account against credit limit granted by the Bank and is operated in almost the same manner as a Overdraft account.

The distinction between an Overdraft and a Cash Credit is in the nature of the security.

When the advance is secured by the pledge/hypothecation of goods or produce, it is treated as a Cash Credit Account.

The security may be changed from time to time according to the borrowerâ€™s business requirement provided it always fully covers the balance outstanding the account (with the stipulated margin).

You may contact our nearest branch for more details.